Finance and Retirement https://fin.kim Useful info for Finance and Retirement for the Kim family and everyone Fri, 24 Nov 2023 17:28:03 +0000 en-US hourly 1 https://wordpress.org/?v=6.4.1 https://porkbun-media.s3-us-west-2.amazonaws.com/misc/android-icon-192x192.png Finance and Retirement https://fin.kim 32 32 SPIC Limits and Accounts with Different ‘Capacity’ https://fin.kim/spic-limits-and-accounts-with-different-capacity/ Thu, 19 Oct 2023 23:56:10 +0000 https://fin.kim/?p=82 Continue reading SPIC Limits and Accounts with Different ‘Capacity’]]>

Examples of separate capacities are:

  • individual account;
  • joint account;
  • an account for a corporation;
  • an account for a trust created under state law;
  • an individual retirement account;
  • a Roth individual retirement account;
  • an account held by an executor for an estate; and
  • an account held by a guardian for a ward or minor.
The rules:
]]> Five Texas Towns for low cost retirement https://fin.kim/five-texas-towns-for-low-cost-retirement/ Sat, 29 Apr 2023 18:51:07 +0000 https://fin.kim/?p=81
Lubbock

Midland
McAllen
Odessa
Killen
Read the whole story
]]> 4 things for retirement plan https://fin.kim/4-things-for-retirement-plan/ Sat, 29 Apr 2023 17:07:23 +0000 https://fin.kim/?p=80

When to take SSN

Medicare strategy
Deciding where to live
]]> Charles Payne https://fin.kim/charles-payne/ Fri, 28 Apr 2023 02:23:54 +0000 https://fin.kim/?p=79
The Fox Business host with the most.

His site has commentary and other resources
]]> Mistakes to avoid in Retirement https://fin.kim/mistakes-to-avoid-in-retirement/ Tue, 25 Apr 2023 00:11:06 +0000 https://fin.kim/?p=78 ]]> Mitch Roschelle on Mortgage rate plan https://fin.kim/mitch-roschelle-on-mortgage-rate-plan/ Sun, 23 Apr 2023 20:12:40 +0000 https://fin.kim/?p=77
Mitch isn't in agreement on the odd changes to mortgage rules.

He connects Bed-Bath-Beyond to lack of real estate sales
If houses aren't selling, people aren't buying stuff to go in new house.
]]> Save Early https://fin.kim/save-early/ Sat, 22 Apr 2023 19:04:41 +0000 https://fin.kim/?p=76
One of the 12 money tips offered by Mint.

]]> A bank for Rednecks https://fin.kim/a-bank-for-rednecks/ Tue, 18 Apr 2023 04:22:14 +0000 https://fin.kim/?p=73 This is an online only bank.

They offer a high return on acounts.

It reads like a parody site, but all indications are it is a real bank.

https://redneck.bank/

If they had brick and mortar banks I’m sure they would have a spittoon.

]]> A bank for Rednecks https://fin.kim/a-bank-for-rednecks-2/ Tue, 18 Apr 2023 01:36:54 +0000 https://fin.kim/?p=75
This is an online only bank.

They offer a high return on acounts.
It reads like a parody site, but all indications are it is a real bank.
If they had bri k and mortar banks I'm sure they would have a spitoon.
]]> Financial Fresh Start https://fin.kim/financial-fresh-start/ Sat, 25 Feb 2023 19:17:50 +0000 https://fin.kim/?p=71 Continue reading Financial Fresh Start]]>
The goobers over at Morgan Stanley have put together six tips to get a financial fresh start.

Here is the list:
1. Revisit Your Household Budget
2. Check Your Emergency Fund
3. Tackle Your Debt
4. Prioritize Your Wellness
5. Make Sure You’re on Track With Your Goals
6. Consider Investing in Ways that Matter to You
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