Finance and Retirement – Useful info for Finance and Retirement for the Kim family and everyone

SPIC Limits and Accounts with Different ‘Capacity’

Examples of separate capacities are:

individual account;
joint account;
an account for a corporation;
an account for a trust created under state law;
an individual retirement account;
a Roth individual retirement account;
an account held by an executor for an estate; and
an account held by a guardian for a ward or minor.

https://www.sipc.org/for-investors/investors-with-multiple-accounts#:~:text=SIPC%20protection%20of%20customers%20with,of%20the%20SIPC%20protection%20limits.

The rules:

https://www.sipc.org/about-sipc/statute-and-rules/series100

Five Texas Towns for low cost retirement

Lubbock

Midland

McAllen

Odessa

Killen

Read the whole story

https://finance.yahoo.com/news/5-best-texas-cities-retire-035900119.html

4 things for retirement plan

When to take SSN

Medicare strategy

Deciding where to live

Saving more money

https://www.cnbc.com/2023/04/28/heading-into-retirement-here-are-some-key-tips-to-map-out-a-game-plan.html

Charles Payne

The Fox Business host with the most.

His site has commentary and other resources

https://www.wstreet.com/

Mistakes to avoid in Retirement

From Fisher Investments

https://www.fisherinvestments.com/en-us/campaigns/13rb/hw/form

Mitch Roschelle on Mortgage rate plan

Mitch isn't in agreement on the odd changes to mortgage rules.

He connects Bed-Bath-Beyond to lack of real estate sales

If houses aren't selling, people aren't buying stuff to go in new house.

https://www.foxnews.com/video/6325997551112

Save Early

One of the 12 money tips offered by Mint.

Here are the rest: https://mint.intuit.com/blog/planning/money-101-27-financial-tips-to-live-by/

A bank for Rednecks

This is an online only bank.

They offer a high return on acounts.

It reads like a parody site, but all indications are it is a real bank.

https://redneck.bank/

If they had brick and mortar banks I’m sure they would have a spittoon.

A bank for Rednecks

This is an online only bank.

They offer a high return on acounts.

It reads like a parody site, but all indications are it is a real bank.

https://redneck.bank/

If they had bri k and mortar banks I'm sure they would have a spitoon.

Financial Fresh Start

The goobers over at Morgan Stanley have put together six tips to get a financial fresh start.

Here is the list:

1. Revisit Your Household Budget
2. Check Your Emergency Fund
3. Tackle Your Debt
4. Prioritize Your Wellness
5. Make Sure You’re on Track With Your Goals
6. Consider Investing in Ways that Matter to You

Contemplate the details here: https://www.morganstanley.com/articles/financial-planning-new-year-financial-resolutions

This free WordPress site is powered by Porkbun.com.